WEBVTT

00:00:00.000 --> 00:00:01.280
Fifteen dollars a month.

00:00:01.580 --> 00:00:04.180
Is that really what your television setup
will cost?

00:00:04.620 --> 00:00:08.160
To find out, separate three figures: the
upfront payment,

00:00:08.520 --> 00:00:10.980
the total for one year, and the monthly
average.

00:00:11.600 --> 00:00:14.080
Start by comparing the same period, in the
same

00:00:14.080 --> 00:00:16.940
currency, with taxes included on both
sides.

00:00:17.480 --> 00:00:20.520
Also check authorized access to the
programs you want,

00:00:20.760 --> 00:00:24.000
compatible devices, and the simultaneous
streams you need.

00:00:24.420 --> 00:00:27.340
A lower price alone does not make two
options

00:00:27.340 --> 00:00:31.280
equivalent. Here is a fictional
calculation example in Canadian

00:00:31.280 --> 00:00:32.940
dollars, including taxes.

00:00:33.580 --> 00:00:36.920
The first month costs fifteen dollars,
followed by eleven

00:00:36.920 --> 00:00:38.520
months at twenty dollars each.

00:00:38.940 --> 00:00:41.720
That makes two hundred and thirty-five
dollars in service

00:00:41.720 --> 00:00:43.200
payments over twelve months.

00:00:43.820 --> 00:00:46.320
Now add fifty dollars for equipment bought
at the

00:00:46.320 --> 00:00:48.540
start, with no other expenses or credits.

00:00:49.080 --> 00:00:51.500
The total reaches two hundred and
eighty-five dollars.

00:00:52.140 --> 00:00:55.220
Divide that by twelve, and the monthly
average is

00:00:55.220 --> 00:00:56.800
twenty-three dollars and seventy-five
cents.

00:00:57.740 --> 00:01:01.200
But the upfront payment is sixty-five
dollars: the first

00:01:01.200 --> 00:01:02.660
month plus the equipment.

00:01:03.300 --> 00:01:04.900
The average helps you compare.

00:01:05.380 --> 00:01:07.880
It does not necessarily describe your
payment schedule.

00:01:08.400 --> 00:01:11.320
For a prepaid annual service, check the
full amount

00:01:11.320 --> 00:01:12.400
due at the start.

00:01:12.960 --> 00:01:17.520
Next, separate access to programs, the
application licence, and

00:01:17.520 --> 00:01:20.840
equipment. If a cost is already included,
do not

00:01:20.840 --> 00:01:21.480
add it twice.

00:01:22.140 --> 00:01:25.300
Check the devices you already own before
buying another

00:01:25.300 --> 00:01:28.940
box. When comparing a switch, count only
the extra

00:01:28.940 --> 00:01:31.700
Internet cost you actually need if you
would keep

00:01:31.700 --> 00:01:32.740
your connection anyway.

00:01:33.360 --> 00:01:35.460
If you leave a bundle, ask what the
remaining

00:01:35.460 --> 00:01:36.720
services will cost.

00:01:37.200 --> 00:01:39.940
A subscription you keep does not become a
saving.

00:01:40.400 --> 00:01:44.460
Also include confirmed cancellation
charges and any period when

00:01:44.460 --> 00:01:45.880
you pay for both services.

00:01:46.400 --> 00:01:48.520
Record the renewal price and date.

00:01:49.000 --> 00:01:51.200
An unknown amount is not zero.

00:01:51.780 --> 00:01:55.300
Include applicable taxes and currency
conversion charges in your

00:01:55.300 --> 00:01:59.880
comparison too. In the OfficialOTT guide's
calculator, enter your

00:01:59.880 --> 00:02:04.140
payments, one-off costs, and confirmed
credits over twelve or

00:02:04.140 --> 00:02:08.300
twenty-four months. An assumed future
price remains an assumption.

00:02:09.000 --> 00:02:11.240
Before choosing, ask three questions:

00:02:11.720 --> 00:02:13.060
how much upfront,

00:02:13.060 --> 00:02:14.240
how much over the period,

00:02:14.240 --> 00:02:18.000
and which terms might change?